Plan 1099 taxes, income, and business expenses with clearer assumptions

Best for tax estimation · 2026 assumptions

Self-Employment Tax Calculator

Separate Social Security and Medicare tax from income-tax planning.

Best for quarterly planning · 2026 dates

Quarterly Estimated Tax Calculator

Plan annual reserves and federal installment amounts.

Best for cash reserves

1099 Tax Reserve Calculator

Estimate how much of a current payment to set aside.

Best for take-home pay

1099 Take-Home Pay Calculator

Estimate spendable income after expenses and planning reserves.

Best for federal planning · 2026 assumptions

Federal Income Tax Planning Calculator

Review an ordinary-income estimate by federal bracket.

Best for offer comparisons

1099 vs W-2 Calculator

Compare pay, benefits, expenses, and payroll-tax assumptions.

Best for business profit

Schedule C Profit Calculator

Organize receipts, cost of goods sold, and business expenses.

Best for pricing work

Contractor Hourly Rate Calculator

Account for utilization, overhead, benefits, and reserves.

Estimate my tax

Start with federal self-employment tax.

Plan quarterly payments

Review annual reserves and installments.

Set aside money from a payment

Build a practical cash reserve.

Compare contractor and employee pay

Include benefits and business costs.

Set my freelance rate

Model billable hours and overhead.

Track business income

Reconcile invoices, fees, and collections.

Organize deductions

Find expense categories and limitations.

Find my state guide

Review official state resources.

Understand a tax form

Find forms and publication guides.

Freelancers

Project income, expenses, reserves, and records.

Rideshare drivers

Mileage logs, platform statements, and vehicle allocation.

Consultants

Rates, invoices, travel, software, and quarterly planning.

Online sellers

Gross sales, fees, inventory, refunds, and Form 1099-K.

Content creators

Platform income, equipment, software, and sponsorship records.

Real estate agents

Commission income, mileage, marketing, and professional fees.

California

State planning and official agency links.

Texas

No broad individual income tax; other obligations may apply.

Florida

No broad individual income tax; verify business and local rules.

New York

State filing, sourcing, and payment planning context.

Washington

Special tax structure and official resources.

Illinois

State income-tax planning and official sources.

Vehicle expenses

Compare mileage and actual-cost concepts.

Home-office expenses

Review eligibility and calculation methods.

Software and subscriptions

Separate business, personal, and prepaid costs.

Equipment and tools

Review basis, business use, and depreciation cautions.

Contract labor

Organize payments and classification records.

Self-employed health insurance

Understand the adjustment and eligibility limitations.

Schedule C

Business receipts, expenses, and preliminary profit or loss.

Schedule SE

Federal self-employment tax on net earnings.

Form 1040-ES

Federal estimated-tax planning and payments.

Form 1099-NEC

Nonemployee compensation reporting.

Form 1099-K

Gross payment reporting and reconciliation.

Tax glossary

Search 85 terms used throughout the site.

What is self-employment tax?

Separate payroll-related tax from federal income tax.

How to pay taxes on 1099 income

Connect records, estimates, payments, and filing.

Do I need quarterly payments?

Understand planning factors without a legal determination.

1099 tax deductions

Review business, personal, mixed-use, and special treatment.

Set a freelance hourly rate

Connect desired pay, utilization, costs, and reserves.

1099 tax checklist

Review tasks during the year and before filing.